workmans compensation doctor

Workers compensation is designed to help people who're injured on the job. It compensates them for money that they've lost when their injury stops them from working. It can also compensate them if they're injured because of something negligent that their employer did, or something that employer was supposed to correct or warn about but did not. How it works and what it can do for you are both very important issues that all employees should understand. Who Qualifies For Workers Compensation? In order to qualify for workers compensation, you need to be working for someone else. A self-employed writer who gets carpal tunnel, for example, wouldn't be eligible for workers compensation. It's a type of insurance, and it has to be paid by the employer. The regulations on who has to provide workers compensation insurance to employees can vary based on the size of the business and what type of company it is. Not every company is obligated to provide it, and some are only obligated to provide it to certain employees - such as full-time and not part-time workers.

If you aren't sure about qualifying, talk to your employer to get answers. Do You Need A Lawyer? Even though most on-the-job injuries are covered by workers compensation provided the employer is required to have coverage, that doesn't mean that the employer wants to pay the employee for injuries. This can get very expensive, so it's understandable that an employer would try to avoid paying. However, it's also unfair to the injured employee. If you've been injured on the job and your employer won't pay, you may need to get a lawyer to help you. You won't necessarily have to sue your employer, though, because getting a lawyer involved may be enough to have the employer do what's right. The fear of being sued might be sufficient to get things moving. If it's not, you can always decide whether you want to proceed with a lawsuit. When filing a compensation claim, you shouldn't expect to get rich. What you should expect is fairness, financially speaking, for the loss that you've suffered. If you can't work, you should receive an amount comparable to the amount you were making. You also shouldn't be fired or mistreated for filing a compensation claim, so don't assume that filing a claim will cause problems. If it does, you may have to get a lawyer involved to protect your rights. Workers compensation insurance is designed to protect your rights if you're injured on the job, so don't live in fear of filing a claim if it's really necessary. Be respectful and only bring the court system into it if necessary, but don't give up on your rights if things get difficult. You're entitled to that compensation.

Remember, it is not the independent medical examination doctor’s job to provide you with a diagnosis for the injuries you suffered. This is a question for the doctor who is currently treating your injuries. Instead, the independent medical examination doctor’s job is to assess the extent of your workplace injuries and to write up a report for your employer’s insurance company. This examination is strictly about determining whether your injuries are as serious as you claim them to be and if they warrant workers’ compensation benefits, so do not try to elicit a diagnosis from the doctor. You might think that reporting more serious symptoms to the independent medical examination doctor will help your pursuit of workers’ compensation benefits, but this will only backfire on you. Exaggerating your symptoms will only make you appear dishonest and damage your credibility. Always aim to be as honest and concise as possible during your independent medical examination. Too much is at stake to do anything less. The independent medical examination doctor is going to ask you several questions about your injuries or illness and its accompanying symptoms and, once you answer them, you should stop talking and avoid getting overly conversational. No matter how chatty you might feel, or how sympathetic the doctor might appear to be, keep in mind that he or she was hired by the insurance company and is not on your side. If you continue to talk and overshare, you could inadvertently damage your case and derail your chances of obtaining workers’ compensation benefits. A comment you might think is completely innocuous and innocent might become your own downfall if you are not careful. Get started on filing your workers’ compensation claim today and reach out to our law firm at (714) 500-8661 to request your free initial case evaluation with one of our knowledgeable workers’ compensation attorneys. We also provide consultations in Spanish!

Workers compensation and employers liability is a form of no-fault insurance provided by the employer for the employee. The employee gives up certain rights to sue in exchange for protection from injuries incurred on the job. Insurance rates are developed by taking all losses from similar employers and aggregating them. There are approximately 600 classifications of employers in North Carolina and the classification your company falls under will effect the rates your business is eligible for. Rates can and do vary from one insurance company to another. Insurance companies would look at such issues as employee selection and training, first aid, medical evaluation, safety promotion, housekeeping and maintenance, material handling and protective clothing and equipment. Those businesses that employ three or more employees are required to carry workers compensation insurance except agricultural employment with fewer than 10 employees, certain sawmill and logging operations and all domestic employees are exempt. The North Carolina Industrial Commission was created to administer the North Carolina Workers’ Compensation Act. The Industrial Commission can assist both employees and employers with questions or concerns that you have about workers’ compensation. The main phone number for the N.C. Industrial Commission is 919-807-2501, or toll-free at 800-688-8349, Monday through Friday from 8:00 AM until 5:00 PM.